There are so many negative possibilities to driving without having insurance cover, some of them very severe. Despite this 1 in 10 drivers in the UK and US take to roads without it and put both themselves and others in all sorts of danger. Below are some of the most common problems that you will encounter should you defy the law and use your vehicle without getting it covered first.
Penalties. Depending on where you are, there are a variety of different penalties that the authorities can pin on you if you get caught. You can get points of your license which will affect your future insurance premiums and may even affect what jobs you can do. Most driving jobs for instance, request that you hold a licence that is free of penalty points. You will probably get a fine as well, which is likely to be pretty steep and definitely more than it would have cost you to get insurance in the first place. If you are an employer and you don’t have lets say business vans insurance for instance, you may even lose your whole fleet of vehicles.
Damage. Should you have an accident and not be insured, you will learn very quickly about how expensive damage to vehicles can be to put right. Not only will you be footing the bill for your own car’s damages but any other vehicles involved will have to be repaired using your money if the accident was your fault. People can also be charged for damage to the road, signs and even damaged trees.
Medical fees. If the worst should happen and you are involved in an accident that is your fault and causes people to suffer injuries, you’ll soon have some big extra costs to face. Medical fees can soon mount up and can include tests, operations, follow up meetings and even ongoing physiotherapy and other therapies. At the end of the day it is really a lot cheaper to get insurance in the first place, as opposed to facing the inevitable fees
If you need vehicle insurance or insurance for small business then try Insurantz.com